Does organising your income equal poverty?

[Image credit: Max Pixel]

I often mention to anyone who will listen, how proper income organising achieves your goals WITHOUT having to go without! That doesn’t mean your mind will simply click into place! If you truly value something (eg. brunch with friends) then this is part of your plan and it doesn’t cause you any financial stress. But if it’s not something you truly value, it can be hard to say ‘no’ to nay-sayers. It’s a bit like someone that doesn’t particularly care for sweets, but eats them due to ‘friendly pressure’… even though it makes them feel sick. Our topic today is discussing a few easy tips to help you say ‘no’ to friendly pressure (when it’s not something that you want anyway!). WHY When we’re babies, if something makes us uncomfortable or unhappy we don’t hesitate to say ‘no’ or complain about the situation. No need for a reason or back story, it is a full stop sentence (or cry or tantrum). However, as time progresses we’re eventually told to “suck it up” and “deal with it”. That’s perfectly fine when it’s something we need to do to live in society, but when it’s not really necessary? FIRST UP Recognise whether or not it is truly of value to us. How? Ask yourself, “if such-and-such weren’t encouraging you to do it, would you still do it?” SECOND Put your mind to rest that you’re doing the right thing. The old saying that good fences make good neighbours is meant to imply that having clearly set and immovable boundaries is the best way to maintain human relationships. It’s an important skill to have that will improve both your personal and professional life. One of the more important parts of building a good fence. No matter how well-set your boundaries are, they’re useless to you they aren’t enforced. THIRD Put it into action. Let’s start NOW. Don’t just read this email and then move onto something more ‘comfortable’. Instead, right now, pick up your diary (or remember it, if your diary is all in your mind) and think of something coming up that you don’t really feel like doing. (I’m not talking about chores, those need to be done whether you feel like it or not – sorry!) Is there an expensive trip away and you only really know one person going? Whatever it is, buck up the courage to politely turn it down. I truly believe that life is about doing what either aligns with your true values, or supports you to achieve them. Life is too short! Plus you will achieve your financial goals sooner. Seriously! That’s not just a catch-phrase. You really will!

Have a wonderful week,

Erika Gilbert

The Income Organisers

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