The 'Anxiety Teller Machine'
The A in ATM stands for “automatic” but every time many people go to one there is a moment if genuine anxiety. “Will anything come out?” “Will it make the scary beeping noises?” “When was the last time I even checked my balance?”
An 'Anxiety Teller Machine' exists for many reasons.
Maybe you’re not earning enough, maybe you're spending too much or, possibly, the idea of even dealing with your finances is what gives you a panic attack and the ATM is used as a lucky dip.
Using Change to Create Change
Every day, many of us buy coffee for $3.95 or lunch for $12.50 and throw the coins in to the bottom of our pockets or bag and either forget about it or pool it together for micro purchases. We don’t think of this currency as anything of great value because on its own it isn’t. But when collected over time, five cents here and a dollar there can build up to be a decent chunk of change.
While it’s something of an old school savings technique that our grandparents once did, pu
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