Have you ever said this to yourself "OK! I'm going to pay off my credit card! What is the best way to get started?" If you ask Facebook, many people will suggest that you should look for a $0 balance transfer offer, transfer your balance to a new bank and then set about paying it off. Now while lots of people have done this successfully, those results are not the norm. Not even half of the people that transfer balances pay off their credit cards. In fact the success rate for

Feeling good and motivated. I always feel like this when starting something new. I’m so excited to see just how much money I save when I don

When the new year arrives, many of us are full of excitement for what the coming 12 months can bring. The change we can make, the fun w